Most people are under the misconception that money can buy happiness. Money alone does not give you a better or happier life. Yes, having more money may temporarily improve your happiness and/or quality of life, maybe even significantly.

But a truly better life will be almost impossible if you are constantly thinking or worrying about your money.

Values Based Financial Planning is a process designed to link your money decisions with your values so that you can begin improving the quality of life in a meaningful way today, not some far off time in the future.

The same as creating an annual time line budget for business or home, Values Based Financial Planning is just that: It is a plan to follow.

Planning is a guide to how you will utilize your assets over a lifetime so that the end results are predictable. That allows you to enjoy your worth today and grow to a point where you money is earning your future for you.

For example, why do executives work 50+ hours a week so they can enjoy their life at age 60 (or later) when, by applying Values Based Financial Planning, they can begin enjoying their life today while creating that all important secure future?

The answer is simple, because the executive and the retiree alike have never been exposed to it. Until now!

There are literally thousands of people and businesses that offer "financial advice".

I put that in quotes because a majority of those "advisors" are really no more than brokers, bankers and accountants turned salespeople. And even the ones who are really advisors don't plan any further than that one financial advice "meeting."

I believe that for your personal finances to be truly effective there must be a direct link between your finances and what is important to you. Then, and only then, will you be in a position to have an immediate improvement in your happiness and quality of life. Without this link (and that takes place in the form of a PLAN) you will never reach your full happiness potential.

My expertise will help you create a life long plan that will work for you today and provide for you tomorrow.